What is a Public Adjuster?
We are a State licensed Maine-based firm, that is an advocate exclusively for the residential or business policyholder in appraising and negotiating a first party insurance claim. The highly stressful period following a loss is a difficult time for the policyholder. We take those headaches away and let you get back to your home or business. The burden of proof is the policyholders’. Hiring our firm puts a pro on your side in interpreting the policy, estimating damages and aggressively negotiating a fair settlement.
A sampling of the types of losses we can assist with:
- Fire
- Wind
- Explosion
- Water Damage
- Flood
- Smoke
Public Adjusters negotiate Larger Insurance Company Settlements!
In 2010, The Florida Office (OPPAGA) released their report regarding public adjusters titled: Public Adjuster Representation in Citizens Property Insurance Corporation Claims.
This study investigated the number of claimants that utilized a public adjuster to outline the results. Among other conclusions, OPPAGA reported that “The difference in payments from Citizens Insurance Company was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher. Furthermore, “for non-catastrophe claims, the policyholder who used a public adjuster received an estimated $ 9379 on their claim compared to $ 1391 for those policyholders that did not use a public adjuster-A difference of 574%.